How to Get Gas at BJ's: A Step-by-Step Guide at the Pump

If you've never filled up at a BJ's before, the one thing that throws people off is the order: you scan your membershipfirst, then pay — the opposite of a normal gas station where you just swipe a card. Get that rhythm down and it's quick. Here's exactly what to do at the pump, what to bring, and the first-timer gotchas worth knowing.

What you need before you go

• An active BJ's membership.Gas is a member benefit and the pump verifies it before dispensing — a physical card or the digital card in the BJ's app both work. (More on whether non-members can pump below.)
• A payment method.Any major credit or debit card, Apple Pay, Google Pay, or a BJ's gift card. There is no cashat BJ's pumps.
• The right pump. Not every club has fuel — roughly 202 of BJ's clubs have a gas station attached. Check first on our stations near me page.

How to get gas at BJ's, step by step

1. Pull up and select credit or debit.BJ's pumps are self-serve. Tap the screen to start and choose credit or debit — the pump then asks you to verify your membership.
2. Scan your membership.Hold your physical BJ's card or the digital card in the BJ's appup to the barcode scanner. This is the step that's easy to forget — no scan, no pump.
3. Pay.Tap or insert your card, or hold your phone or watch to the contactless reader for Apple Pay or Google Pay. BJ's turned on Tap & Pay at every gas location in January 2025, so contactless works everywhere.
4. Choose your grade.Select regular (87 octane), premium (93), or diesel where it's offered, then lift the nozzle.
5. Fill up.Any membership discount you've earned is applied automatically — you don't punch in a code. Grab a receipt at the end if you want one.

The one-tap shortcut: the BJ's One™ Mastercard®combines steps 2 and 3 — a single tap clears the membership check and pays at once, and takes 10¢ a gallon off (15¢ with the One+ card). It's the fastest way through the pump.

Do I scan my card or pay first?

Scan first.The membership check comes before payment — the pump won't let you get to the card step until it's confirmed you're a member. So the order is always membership → payment → grade → fuel. The only exception is the BJ's One Mastercard, which does both in one tap. A mobile wallet like Apple Pay handles the paymentonly — it doesn't carry your BJ's membership, so you still scan your card or app barcode first.

First-timer gotchas

• The pre-authorization hold.Like every gas station, BJ's places a temporary hold to make sure the card is good. Per BJ's, that's $1 for most cards and $100 for debit and Amex. The hold doesn't actually charge you — it drops off once the real amount settles, usually within a few days. Worried about a big hold on a debit card? Running it as credit at the pump avoids the $100.
• Members only — but anyone can pay. You need a membership to fuel up, yet the payment side is flexible: any major card or wallet works, not just a store card. See do you need a BJ's membership to buy gas?
• The app is your card, not your wallet.The BJ's app shows a scannable membership barcode and local fuel prices, but it doesn't pay for gas — you still tap a card or mobile wallet. Full walk-through: paying at the pump with the BJ's app.
• Pump hours differ from the club. The pumps usually open before and close after the warehouse — check the exact times in our gas station hours guide.

Before you drive: check the price

BJ's gas is usually a few cents under nearby stations, but it's worth a look first. See live regular, premium, and diesel prices at every club on our home page, and stack every discount with our guide to saving on BJ's gas.

Pump procedures and BJ's policies change over time — details were last reviewed in July 2026. Always follow the on-screen prompts at the pump. This site is independent and not affiliated with BJ's Wholesale Club Holdings, Inc.