The short answer
At BJ's Gas you can pay with any major credit card — Visa, Mastercard, American Express, or Discover — plus debit cards, BJ's gift cards, and contactless Tap & Pay using a tapped card, Apple Pay, or Google Pay. There is no cash at the pump: BJ's Gas is self-serve and card-operated, and it is a members-only benefit, so the pump checks for an active BJ's membership before it dispenses.
What you can use at BJ's Gas
- Any major credit card — Visa, Mastercard, American Express, and Discover (including JCB)
- Debit cards (processed over the Visa or Mastercard networks)
- Tap & Pay — a contactless card, Apple Pay, or Google Pay (live at every BJ’s Gas location since January 2025)
- The BJ’s One® and BJ’s One+® Mastercard® — one tap clears your membership and payment together
- BJ’s gift cards
What it won't accept
- Cash and checks — the pumps are self-serve and card-operated
- Anyone without a BJ’s membership — the pump verifies an active member before it dispenses
- Other warehouse clubs’ store cards (a Costco Shop Card won’t work — only BJ’s gift cards do)
Good to know
BJ's Gas is a members-only benefit. Before you pay, scan your membership card — the physical card or the digital one in the BJ's app — then tap or insert your payment. The exception is the BJ's One Mastercard: one tap processes your membership and payment at the same time.
Two BJ’s co-brand cards from Capital One take money straight off the pump price: the BJ’s One™ Mastercard® knocks 10¢ off every gallon, and the BJ’s One+™ Mastercard® takes 15¢ off (it requires a Club+ membership). Those discounts stack on top of BJ’s already-low member pricing.
A Club+ membership itself adds 5¢ off every gallon, and the Fuel Saver program banks another 10¢/gallon for each specially marked “High Octane” item you buy in-club — savings you can stack across several shopping trips before a fill-up.
Unlike some warehouse clubs that lock the pump to a single card network — Costco in the U.S. takes Visa only — BJ’s accepts every major network, so whatever is in your wallet will almost certainly work.
Paying with your phone? How to pay at the pump with the BJ’s app & Apple Pay.
Payment-acceptance rules change and can vary by location — figures were last reviewed in June 2026. This site is independent and not affiliated with BJ's Wholesale Club Holdings, Inc.
